In 2017 our expenses went a little crazy because we had our eldest daughter and her family of five living with us on the boat for over three months. We were feeding seven people instead of 2 and helping them out with miscellaneous expenses as well. Other than that, here is a repeat of my caveat from 2016 as well as our 2017 totals:
Since we've been gone a while now, the cruising cost post was getting a little cumbersome. I'm making some changes to it so that it is both more accurate and also less cumbersome. As a result, you will only get the category totals, not details. I've included a general description of all the categories here:
- Boat Maintenance: Parts - Major parts like pumps, lights, fan belts, etc.
- Boat Maintenance: Misc Supplies - Things like oil, hardware, paper towels, paint brushes, tape, tie wraps, etc.
- Boat Maintenance: Bottom Cleaning - This is only when we pay someone to do it, which we do here in Florida monthly. We usually pay for a few months in advance.
- Boat Maintenance: Service - This is when we have someone else do work for us which is almost never. An example would be sending our compass to be rebuilt.
- Boat Maintenance:Tools - Self explanatory
- Dining Out - Includes even things like coffee at the gas station.
- Entertainment - Includes any Kindle book purchase, magazine subscriptions, movies, etc.
- Food - Includes only grocery store food that I prepare myself as well as supplies like laundry soap, tissues, health and beauty aids like shampoo, etc.
- Gifts Given - Includes small gifts we send to our grandkids from time to time.
- Land Travel - Any expense related to renting a car, gasoline, motels, air plane tickets, etc.
- Misc supplies - Includes pretty much anything you would go to Wal-mart for. For us it includes things like bicyle innertubes, cleaning supplies, etc. although some of that is rolled into the food category just because I don't want to take the time to separate it out on the receipts.
- Navigation - Includes subcriptions to Navionics and the DeLorme inReach.
- Phones - Our cell phone bill for two phones and all the data we use.
- Health Insurance - We carry a low premium, high deductible plan.
- Clothing - Self explanatory
- Laundry - One category we grossly underestimated when we planned.
- Medical - Again, we have a low premium, high deductible plan. This includes dental.
- Memberships - This includes things like our Royal Marsh Harbour Yacht Club dues as well as our Boat U.S. membership.
- Bank Fees - This includes ATM charges as well as any other fees to do business out of the country.
- Legal - This includes things like renewing our Coast Guard documentation or our Customs sticker.
- Propane - We only get this about every other month or so.
- Diesel and Gasoline - We used to separate these but it's just too much trouble since they're always on one receipt together.
- Mooring - Fees for mooring balls
- Dockage - Self explanatory
___________________________________________
Some categories in January are really high because we withdrew $3000 in cash for our three months in the Bahamas and pre-categorized it for the food, propane, gas, and cruising permit that it was for.
Cruising Expenses January 2017
Category
Boat Maint |
Amount
-$19.15 |
| Diesel & Gasoline |
-$251.24 |
| Dining Out |
-$26.00 |
| Entertainment |
-$64.92 |
| Food |
-$4,075.79 |
| Interest |
$0.22 |
| Laundry |
-$40.00 |
| Legal (Cruising Permit) |
-$350.00 |
| Misc |
-$44.99 |
| Misc Supplies |
-$69.08 |
| Navigation |
-$31.96 |
| Phones |
-$175.12 |
| Propane |
-$52.00 |
Safety
Boat Insurance |
-$497.42
-$205.58 |
| Health Insurance |
-$474.11 |
| OVERALL TOTAL |
-$6,377.14 |
_________________________________
|
|
| Cruising Expenses February 2017 |
|
|
|
| Category |
Amount |
|
|
| Boat Maint |
-$113.40 |
| Misc Supplies |
-$22.66 |
| Parts |
-$90.74 |
| Charity |
-$20.00 |
| Other Cruising:Charity |
-$20.00 |
| Diesel & Gasoline |
-$73.18 |
| Dining Out |
-$88.93 |
| Entertainment |
-$7.98 |
| Food |
-$432.84 |
| Interest |
$0.20 |
| LandTravel |
-$185.22 |
| Mooring |
-$75.00 |
| Navigation |
-$0.99 |
| Phones |
-$175.02 |
| Safety |
-$37.01 |
| Health Insurance |
-$474.11 |
| Boat Insurance |
-$205.58 |
| OVERALL TOTAL |
-$2,022.46 |
| |
____________________________________________
No food because of cash taken out in January
| Cruising Expenses March 2017 |
|
|
|
| Category |
Amount |
|
|
| Entertainment |
-$149.38 |
| Navigation |
-$0.99 |
| Phones |
-$175.13 |
| Safety |
-$48.66 |
| Boat Insurance |
-$205.58 |
| Health Insurance |
-$474.11 |
| OVERALL TOTAL |
-$1,053.85 |
| |
___________________________________________
Phones were low because we suspended service while we
were in the Bahamas. Food was low because of cash taken
out in January.
| Cruising Expenses April 2017 |
|
|
|
Category
Boat Maint |
Amount
-$259.98 |
| Diesel & Gasoline |
-$152.57 |
| Dining Out |
-$29.83 |
| Entertainment |
-$34.96 |
| Food |
-$421.23 |
| Gifts Given |
-$186.90 |
| Interest |
$0.07 |
| Memberships |
-$64.20 |
| Mooring |
-$179.63 |
| Navigation |
-$79.97 |
| Phones |
-$34.98 |
| Boat Insurance |
-$205.58 |
| Health Insurance |
-$474.11 |
|
|
| OVERALL TOTAL |
-$2,124.17 |
| |
_____________________________________________
| Cruising Expenses May 2017 | |
| |
| Category |
Amount |
|
|
| Boat Maint |
-$50.73 |
| Clothing |
-$59.74 |
| Dining Out |
-$327.21 |
| Entertainment |
-$23.21 |
| Food |
-$1,663.07 |
| Gifts Given |
-$54.32 |
| Insurance |
-$169.00 |
| LandTravel |
-$823.08 |
| Medical |
-$17.92 |
| Misc Supplies |
-$505.46 |
| Navigation |
-$38.90 |
| Phones |
-$191.76 |
| Transportation |
-$377.77 |
| Boat Insurance |
-$205.58 |
| Health Insurance |
-$474.11 |
|
|
| OVERALL TOTAL |
-$4,984.86 |
_____________________________________________
Phone costs were high because we had to replace some
hardware
| Cruising Expenses June 2017 |
|
|
|
| Category |
Amount |
|
|
| Boat Maint |
-$40.41 |
| Dining Out |
-$9.07 |
| Entertainment |
-$12.98 |
| Food |
-$2,397.46 |
| Gifts Given |
-$140.40 |
| Interest |
$0.04 |
| LandTravel |
-$12.05 |
| Legal |
-$59.50 |
| Dentist |
-$18.00 |
| Misc Supplies |
-$20.27 |
| Navigation |
-$54.99 |
| Phones |
-$469.34 |
| Propane |
-$21.15 |
| Safety |
-$37.82 |
| Work Costs |
-$100.80 |
| Boat Insurance |
-$205.58 |
| Health Insurance |
-$474.11 |
|
|
| OVERALL TOTAL |
-$4,073.89 |
| |
____________________________________________
Phone costs were high because we had to replace some
hardware that was old.
| Cruising Expenses July 2017 |
|
|
|
| |
| Category |
Amount |
|
|
| Dining Out |
-$22.79 |
| Entertainment |
-$89.54 |
| Food |
-$1,967.55 |
| Gifts Given |
-$52.92 |
| Interest |
$0.05 |
| Misc Supplies |
-$169.55 |
| Navigation |
-$29.99 |
| Phones |
-$976.54 |
| Propane |
-$33.92 |
| Boat Insurance |
-$198.67 |
| Health Insurance |
-$474.11 |
|
|
| OVERALL TOTAL |
-$4,015.53 |
____________________________________________
| Cruising Expenses August 2017 |
|
|
|
| Category |
Amount |
|
|
| Boat Maint |
-$305.85 |
| Bottom Cleaning |
-$181.13 |
| Misc Supplies |
-$52.77 |
| Parts |
-$71.95 |
| Clothing |
-$6.30 |
| Dining Out |
-$58.78 |
| Entertainment |
-$12.98 |
| Food |
-$2,844.09 |
| Gifts Given |
-$78.09 |
| Interest |
$0.07 |
| Land Travel |
-$476.10 |
| Laundry |
-$120.00 |
| Phones |
-$294.24 |
| Propane |
-$19.95 |
| Boat Insurance |
-$198.67 |
| Health Insurance |
-$474.11 |
|
|
| OVERALL TOTAL |
-$5,194.94 |
| |
____________________________________________
| Cruising Expenses September 2017 |
|
|
|
| |
____________________________________________
| Cruising Expenses October 2017 |
|
|
|
____________________________________________
Cruising Expenses November 2017
____________________________________________
Cruising Expenses December 2017 | |
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