A couple pieces of information:
Our billing cycle is from the 21st to the 20th of each month so the numbers will be slightly out of sync with the calendar months.
One major expense that is not listed here is health insurance. Our health insurance is paid out of an account that I can't easily pull into this report. The current amount is $427.
We hopefully will continue to reduce these amounts as we become more practiced in finding free anchorages and docks.
We will hopefully reduce our food bill by fishing sometime in the future.
I have no desire to track cash expenditures to the penny the way that some cruisers do. You will see in our monthly expenditures a category entitled "Cash". These are ATM withdrawals and the money is typically spent on food, gas, water, and the dining out expenses required to pay for WiFi in the islands and the percentages of that cash are about the same as the percentage of the items that were categorized. In months where we leave for the Bahamas there will be large withdrawals of cash. If you're one of those people who can spend hours writing down every single cash receipt while looking out at the expanse of turquoise waters, I admire you and wish you well. I would normally have at least totaled up receipts, but the fact is that in the Bahamas most businesses don't give you receipts and if they do they are not itemized so you have no clue what they were for in the first place.
We order a lot from Amazon. Amazon orders break down into either Entertainment (music, Kindle, movies, etc.) or Misc Supplies. Misc Supplies are mostly consumables like inline water filters, toilet chemicals, laundry soap, paper products, staples like our protein shakes, organic products that are har to find like our organic dehydrated strawberry powder for shakes, etc. Again, no desire to spend hours breaking these out.
Hopefully maintenance issues will continue to decline since we have done so much refitting and parts costs will decline.
I used to put the detail transactions under each category but the size of the files was getting too big to manage so I have reduced the reports to just the category totals. If you have any questions please feel free to contact me and I'll try to help you.
June, July, August, and part of September of 2014 are not accurate for normal cruising expenses. Our children had a boat purchase disaster of epic proportions and unfortunately we ended up picking up the tab. The costs listed here are incidentals. It does not include multiples of thousands of dollars that we pulled from an investment account which I won't add because it depresses me. I'm only including the costs here as a way of showing you that the unexpected will happen and you need to be prepared for it.
June, July, and August of 2015 we were on the dock at Oak Harbor Marina in Pasadena, MD. The high costs of these three months reflect the solar panel install and the accompanying bimini rebuild, the autopilot installation on the wind vane, the pilot berth rebuild, the bottom paint, and the trip back to St. Louis to sell our condo. Any time you sit on the dock for any type of maintenance you can expect to pay at the very minimum $100-150 per day.
April through November of 2016 will show some elevated costs because we were on the dock at Snead Island Boat Works where Tim took a job for those months. While he was working, I was doing work on the boat. Work on the boat requires parts and materials. Parts and materials require $$$$.